As you may have noticed on your most recent pay cheque (December 2nd), the employer finally made the dental deduction ($170) from those who did not opt out of dental coverage. This means that coverage is now active (backdated to September 1, 2022 and until August 31, 2023) and you can submit claims to Equitable Life of Canada. The dental coverage provides 100% reimbursement on many procedures and offers up to $1000 in coverage for eligible expenses for each of 2022 and 2023. The amount does not carryover from year to year.
If you have received or underwent any dental procedures between September 1, 2022 and now, you can go ahead and submit these claims. If you have been waiting until your insurance is active to go to the dentist, you can go now and we encourage you to use your remaining 2022 entitlement and get to the dentist before December 31st. You can find more details about coverage, entitlement, and eligibility here: https://cupe3906.org/sessionals-unit-2/unit-2-dental-coverage/
Please note that some dentists may have you pay up front and will submit on your behalf, while others may make you submit directly to Equitable Life. Policies vary from dentist to dentist, and, whenever possible, we recommend your dentist getting you a pre-approval in advance.
CUPE Benefits Committee