Unit 2 members (Sessional Faculty and Hourly Rated Sessional Music Faculty) have access to the Health Spending Account (HSA). The Health Spending Account (HSA) enables members to claim a wide range of health-related expenses (including medical, dental, pharmaceutical, and vision care expenses) and provides $500/academic year of coverage. This $500 coverage can be extended to your dependents, but the maximum amount allocated per member, including their dependents, is only $500. This $500 can be allocated however best suits your family’s needs, but each member has only $500 to spend on themselves or their family members.
To file a claim, fill out the form, attach original receipts and mail the form to address provided and click here for a full list of HSA eligible expenses that will be covered [as per the Canada Revenue Agency (CRA)]. (You can also visit the CRA’s list of authorized eligible practitioners according to province, available here.)
** Please note that prescription eye glasses are on there–they are just listed as: “Vision devices – including eyeglasses and contact lenses to correct eyesight – prescription required.” If you are only getting the frames, you just need proof from that the optometrist that they inserted prescription lenses into the frames. (They should be able to indicate this on the receipt.)
The Health Spending Account entitlement has been raised to $500 per year on a trial basis only. This amount may be adjusted in the future if claims activity is higher or lower than expected. The membership will be notified of any such changes.
CLICK HERE to access the claim form. (This form is a PDF that can be filled out on your computer. You will need to print out the completed version and sign it before submitting the claim) NOTE: Claims must be submitted within 60 days of incurring the expense.
I have alternate health insurance. Can I use both my CUPE HSA and my alternate insurance for the same health-related expenses? Yes, you can use both benefits. Where possible, submit the claim to your alternate insurer first. If your alternate insurance does not cover the entire cost of the claim, you can then make a CUPE 3906 Unit 2 HSA claim for the remainder of the cost (to a maximum of $500). Instead of the receipt, you should attach the explanation of benefits you received from the other insurer in the mail. (If no claim was paid out from your other insurer, you will still an explanation of benefits stating that the claim was denied.) Again, that functions as a receipt when you make the CUPE 3906 claim. If you are unable to use your alternate insurance first you can reverse the procedure described above and make a vision care claim first. However, since explanations of benefits are not standard issue with this type of benefit, you must email firstname.lastname@example.org to request that one be produced when you make your claim.
Does the HCSA cover my family/dependents? Yes, it can. Each member is allocated a maximum of $500 per year. That $500 can be applied to your dependents, but each dependent is not entitled to $500. In other words, each member has $500 to allocate according to their needs, and how it is applied is up to you. The reality is we have a finite amount of money secured through collective bargaining for this fund, and we cannot afford to provide each family member $500, but we are happy to allow family members to be covered by the $500 per member entitlement.