Dear Unit 3 Members,

The new dental premiums have been calculated for the 2013-2014 academic year.

The new premium deductions for members are:

Single Coverage: $4.00 monthly

Family Coverage: $62.93 monthly

These premiums are deducted off of your paycheques every month.  The premium cost for members is less this academic year thanks to gains we made in the last round of collective bargaining.

More information about postdoctoral dental coverage may be found at our website: http://cupe3906.org/benefits-forms/unit-3-benefits/dental

Please note that there are strict guidelines for opting out of dental coverage or enrolling your dependents into the dental coverage.  These guidelines exist to keep our premiums stable and more affordable.

You have 30 days from the start of your contract to opt-out of the dental plan or to enroll in family coverage.  Postdocs with a multi-year contract may opt-out of the plan or enroll into the family plan during a thirty-day change of coverage period following the one year anniversary of the beginning of their employment contract.  Please note that there is a two year “ban” on change of coverage following any change of coverage after the first year of employment.  (This means that if you opt-out of dental coverage on the first anniversary of your employment contract, for example, you cannot enroll in coverage again until the third anniversary of your contract.)

Change of coverage requests may be granted outside of the change of coverage period in some exceptional circumstances (e.g., marriage, birth of a child).

If you have any further questions regarding the new premiums or your dental coverage, please contact Mary Ellen Campbell at administrator@cupe3906.org.